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Saving money is something we all have to do but most of us still find it very difficult, especially if you live in an expensive city like Lagos. Below are five smart money moves you should make when you want to maximize your savings.
Automate your savings
You’ve probably been hearing this for a while now, but you still haven’t done it. Dial up your bank’s customer care and fix it so a certain amount is automatically sent to your savings account every month, and then you don’t even have to think about it.
Learn to Bargain
Bargaining should be your first step when you want to purchase anything. It is a habit everyone should have to avoid wasting their resources and also buy commodities at the real price.
Make your own lunch
Buying food at the office every day is not just unhealthy, it’s also expensive! Buying groceries and cooking your meals will help you save money both in the short and long term.
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Do it yourself
Do It Yourself should be your go to if you want to maximize savings. You really don’t have to spend money to make or fix things around your house. You should learn to do it yourself. There are things you can do without the help of professionals who would end up charging you for rendering such services. There are tons of video tutorials on Youtube that can guide you on a lot of DIY.
Pay with cash
Another hack is to help you save more is paying with cash. Paying with cash helps to know how much you spend on items, which is quite different from swiping with your ATM debit card that you don’t know how much you’ve spent.
Pic credit: nbcnews
